Residents Services

Vehicle Insurance Claims

A claim followed from the report to the payout — with documents that leave no opening for refusal.

Typical time Depends on the insurer's response
Cost Depends on the case
Reply time Within minutes

Most insurance claims stall at a single point: a missing document or a late report. The difference between a claim that is paid and one that is refused is often one piece of paper submitted late. We follow it step by step and document every exchange.

What the service includes

  • The claim followed with the insurance company
  • Complete accident documentation prepared
  • The Najm or traffic police report followed up
  • Escalation to SAMA when a claim stalls without justification
  • Every item of correspondence documented with its date
  • What your policy actually covers explained before you claim

How it works

Reviewing the policy

What it genuinely covers and what it excludes, before any claim.

Completing the documents

The report, the photographs and the invoices, with nothing missing.

Filing the claim

And following it regularly with the company.

Escalating when needed

A complaint to SAMA if it stalls without justification.

Documents required

  • A valid insurance policy
  • The accident report from Najm or the traffic police
  • Driving licence and vehicle registration
  • Photographs of the damage
  • Invoices and repair quotes

Questions about this service

A refusal can be for a procedural reason that can be fixed — a missing document or a late report. We review the written reason for refusal and resubmit complete, or escalate to SAMA if the refusal is unjustified.

The sooner the better — delay is the most common reason for refusal. Report to Najm or the traffic police as soon as the accident happens, then to the insurer straight away.

Ready to start with Vehicle Insurance Claims?

Send us your request and a specialist will contact you within minutes during working hours — no commitment, no consultation fee.